Jun 1, 2026

Spot recurring charges without guessing

Use dates, amounts, and merchant identity together before calling a payment recurring.

One familiar merchant name is not enough to prove a subscription. Repetition needs evidence across more than one period.

Compare like with like

Look for a stable merchant identity, a plausible interval, and amounts that either match or change in an explainable way.

Check at least two occurrences.

Keep refunds and reversals separate from charges.

Treat uncertain patterns as candidates, not facts.